RP

A LITTLE ENVELOPE. A BIG BEGINNING.

A red packet
of capital for women
building something real.

We are not a VC

We front the capital. You keep the company.
We fund the essential amount for female founders to scale. Inspired by the red envelopes of Lunar New Year. No equity. No dilution. Ever.

€3.5–15k
loan range
0%
equity taken
founders backed
We back founders in —
Hardware
Beauty
Food & Bev
Fashion
Wellness
Climate
AI tools
Crafts
We back founders in —
Hardware
Beauty
Food & Bev
Fashion
Wellness
Climate
AI tools
Crafts

WHO WE ARE

Small, but
essential.

In 2025, female-founded companies received less than 2% of global venture capital. The gap isn't ambition: it's access, and its price is usually ownership.

Each square is 1% of global venture capital. Two went to women.

Female founders talking together at a Red Pakket community event

HOW IT WORKS

Built for the in-between: too much to self-fund, too small for a VC

  1. 01

    Application

    Apply directly on our website or be referred by one of our partners.

  2. 02

    Financial & founder verification

    Light-touch diligence to verify the entity, the founder, and the numbers.

  3. 03

    Selection & terms discussion

    If there's a fit, we talk terms. You choose the payback track that matches.

  4. 04

    Funding & launch support

    Funds wired in days and warm intros into our network.

  5. 05

    Payback & growth

    Repay on the track you chose.

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Where it fits

Three ways to fund the next chapter.

Decide the right funding model for you to scale.

 
Red Pakket
Equity VC
Bank Term Loan
Typical cheque
€3,500 – €15,000
€250k – €2m
€25,000+
What you give up
Nothing but the repayment
Ownership, control, a slice of every future round
Collateral, often a personal guarantee
Board seat
Never
Usually
No
Time to decision
Days
Months, plus a fundraise you run yourself
Weeks, plus paperwork
Repayment
Equal monthly instalments over 6–15 months
None — you owe returns, not payments
Fixed schedule, rarely flexible
What they ask for
An MVP and real traction
A story that ends in a €1bn outcome
Two years of filed accounts
Best when
You know exactly what the next €10k unlocks
You're building for scale and happy to share it
You have assets and time

Figures for VC and bank lending are typical market ranges, shown for orientation only.

Loan calculator

What would your repayments look like?

Move the sliders to see how a small, non-dilutive loan breaks down into monthly payments. No equity, just a clean repayment plan.

how EMI loans work

6,000

€3,500€15,000

14%

12%16%

12 months

6 months15 months

Monthly payment

539

Total interest

465

Total repayment

6,465

Estimate only. Final rates and terms depend on your application and region.

Our network

The women in your corner.

A working inner circle of female founders and operators who have already built the thing you're building.

  • Daniela Sena, FOUNDER, CONTINENTAL CORPORATION

    Daniela Sena

    FOUNDER, CONTINENTAL CORPORATION

    Built a multi-million dollar import export bridge between China and the world.

    Brazil   🇨🇳 China

  • Elif Demir, Founder, Kavun Studio

    Elif Demir

    Founder, Kavun Studio

    Built a sustainable homeware label from a market stall to five European retailers.

    Amsterdam

  • Mei Lin Chow, Founder, Pathline Logistics

    Mei Lin Chow

    Founder, Pathline Logistics

    Knows cross-border manufacturing inside out and opens doors in Shenzhen.

    Hong Kong

Who we fund

We fund the essential amount for female founders to scale.

Founders at work

A great fit

  • You're a female founder (or have a female on the leadership team).
  • You have an MVP — something real people can use or buy.
  • You have traction: revenue, users, pre-orders, or a waitlist that converts.
  • The capital unlocks a clear next step: a batch, a launch, a hire.
  • You have a registered company.

Not yet

  • Pre-idea or pre-MVP concepts.
  • Pure R&D with no path to revenue in 12 months.
  • Founders looking to give up equity for a small check.

Not quite ready? Stay close.

Our monthly newsletter is built for female founders (and the people backing them) — sharp ideas, open roles, and capital updates.

Join the newsletter

The Red Pakket app

Carry the fund in your pocket.

The Red Pakket app is the fastest way to apply for a loan, track your repayments, message your operator, and stay in the loop on new cohorts — all from your phone.

  • Apply and get a personal reply, without much delay.
  • Track your loan, EMIs and payback progress in real time.
  • Direct line to mentors and the founder community.

Coming soon to the App Store and Google Play.

Good morning

Red Pakket

Active loan

€ 6,000

4 of 10 EMIs paid

Apply
Pay
Chat

Next EMI

€ 654 · Mar 1

Cohort chat

3 new messages

Recent activity

See all

Repayment received

Mar 1

€ 654

Loan disbursed

Feb 1

€ 6,000

FAQ

Questions, answered.

The honest details on equity, risk, eligibility, and what shortlisting really means.

Do you take equity in my company?

No. We offer loans only. You keep 100% ownership of your business. There is no equity dilution at any stage.

What happens if I can't pay back the loan?

We apply standard EU financial loaning policies. We understand the unfavourable circumstances that might arise, in which case we invite you to communicate with us. We will work with you to create a payment plan that will work with you. 

What stage does my business need to be in to apply?

You should have a proof of concept and have tested initial sales or an MVP. We help you create your first batch of inventory — we don't fund raw ideas without validation.

Can I apply if my company is based outside the EU?

We currently only give loans to BVs (limited companies) operating within EU regulatory frameworks. If you're based elsewhere (e.g., Hong Kong, China, or the US), we are actively researching compliance — check back or contact us for updates.

Next cohort open

Tell us about your company.

No buzzwords needed. Takes less than 5min — we reply without much delay.

Not at this stage yet? Join our monthly newsletter for female founders and the people who back them.